RHB Bank: More Than Just Credit Cards and Loans
Presently, RHB Bank is genuinely one of the forerunners of the financial sector in Malaysia. Having the foundations set in 10 countries within SEA that include Cambodia, Laos, Myanmar, Vietnam, and Thailand; RHB Group is confident of progressing faster by offering banking facilities designed to help both businesses and individuals based on their particular needs. RHB Bank with SME loan Malaysia views this as the best way to serve their customers better.
Primarily the most common yet essential services available to individuals is deposit account and self-banking services. With competitive interest rate and availability of CDM and ATM in the branches together with other strategic locations everywhere in Malaysia, account holders can enjoy maximum savings return. At the same time, connect to their accounts for deposit and withdrawal conveniently anytime.
RHB Bank sees that more people tend to make purchases online in comparison with using cash nowadays. Based on the data collected, it is discovered that more online users would instead purchase by using credit cards. Due to this fact, the Bank renders it essential to serve the customers better by giving credit card facilities with marvellous rewards. Diligent customers who compare credit cards cautiously know that RHB’s interest rate is among the lowest.
Feeling the need to narrow the gap between demand and supply, RHB Bank goes further, and they have begun offering credit card services with numerous benefits as opposed to other banks, such as cashback reward for cardholders. At the same time, they buy more using a credit card.
Despite that, RHB Bank recognizes the undeniable fact that promoting credit cards and savings accounts aren’t enough. Presently, acquiring assets which includes cars and real estate will require almost all people to apply for a good loan scheme. Thus, RHB has reformulated its loan structure as a way to give the lowest interest rate possible for numerous kinds of loans. Plus, insurance services, unit trust, along with financial investment may also be made.
For businesses, RHB Bank is providing excellent banking solutions. Application for commercial loans in addition to corporate and investment banking are amongst the many types of services made available. For interested partners, they may also subscribe to the Bank’s asset management services.
There is always one particular category of customers that could reap the most advantages from this: the SMEs. The services made available by RHB Bank will likely make it possible for them to get more capital to develop their business by creating a loan application. Alternatively, SMEs within the e-commerce industry could also sign up for RHB’s reliable retail solutions.
Notwithstanding, the bank has not lost attention on Shariah-compliant financial instruments. This can be mostly as a consequence of high demand by the general public in Malaysia. That being said, banking facilities that adhere to the minimum Syariah requirement which include Islamic treasury, Islamic corporate banking, unit trust, and wealth management services are now being put forward.
In 2016, the Bank had been able to boost the growth of its annual brand value by 24%, which automatically makes them the fourth fastest-growing banking industry player in Malaysia. While they anticipate the upcoming year’s financial market potential, RHB Bank with SME loan Malaysia has begun strategizing to develop more successful campaigns in the future.