All About The E-cigarette

Summary Of E-cigarettes

E-cigarettes, also called e-cigs, are battery-powered vaporisers for the exact purpose to simulate the sensation of smoking. considered as a healthier alternative to traditional cigarettes, precisely as it does not have to burn tobacco or produce smoke. As e-cigarettes are fairly recent in the marketplace, countries all over the world continue to be in the process of regulating it.

The E-cigarette Origin Story

In 2003, Chinese pharmacist Hon Lik invented the first commercially successful e-cigarette in Beijing, China. His invention operates by heating the flavoured solution into vapour which the user will inhale. Today, modern-day e-cigs with similar designs are found all across the globe. Brands like NanoSTIX has also made e-cigs obtainable for users.

How Popular Is E-cigarettes?

Years after the initial success of Hok Lin, e-cigarettes have garnered a huge global following. The hike in user numbers began in 2012 and the community is still growing today. Youths and young adults are the primary users of e-cigarettes as there is a widespread belief that e-cigs are a healthier option to traditional cigarettes.


A Variety Of E-cigarettes Types

A variety of e-cigarette types are available in the market. This includes starter kits and pod kits. Due to this, an e-cigarette user is free to choose a model to suit their needs and preferences. For instance, for users who prefer something sleek and lightweight, pen-style builds like the ones from NanoSTIX would suit them the best.

Using A Vape Pen

Any smoker can find themselves phasing into vaping with a vape pen. NanoSTIX’s vape pen is sleek and comes in five different colours. The vape pen is lightweight and cased in stainless steel and because of this mobility, it is easy for users to bring a vape pen anywhere. The vape cartridges are also designed to ensure a spill-free refill.

Why Do People Vape?

The most common reason a person starts vaping is to quit smoking, but there are other reasons why a person uses e-cigarettes. Some people view vaping as a hobby and are interested in trying e-juice flavours from NanoSTIX, others vape to relax. Being in a vaping community is also one of the reasons a person vapes. For many e-cig users, vaping is a lifestyle.

Risks of Using E-cigarettes

There’s an ongoing debate on the health risks of using e-cigarettes: is it healthier than traditional cigarettes? It is believed that e-cigarettes contain much less toxic chemicals, which makes it a better alternative for smokers trying to quit the habit. However, there is still not enough research to support or deny this belief.

E-cigarettes and Regulations

A lot of governments worldwide are still trying to figure out the best way to regulate the e-cigarette industry. In Malaysia, e-cigarette brands will have to learn to play by the rules, which means no promotion and advertisement whatsoever. This wouldn’t be a problem for them though, as the consumers themselves are brand ambassadors for e-cigarettes and will recommend it to their social circles.

E-cigarettes, Vaping And The Future

E-cigarette usage is on a rapid global rise. Even with its mixed reputation, their popularity is growing among smokers who are trying to wean off the habit. Looking to quit smoking? Learn about how NanoSTIX could help you here

RHB Bank To Inflate Growth Within South East Asia

RHB Bank: More Than Just Credit Cards and Loans

Presently, RHB Bank is genuinely one of the forerunners of the financial sector in Malaysia. Having the foundations set in 10 countries within SEA that include Cambodia, Laos, Myanmar, Vietnam, and Thailand; RHB Group is confident of progressing faster by offering banking facilities designed to help both businesses and individuals based on their particular needs. RHB Bank with SME loan Malaysia views this as the best way to serve their customers better.

Primarily the most common yet essential services available to individuals is deposit account and self-banking services. With competitive interest rate and availability of CDM and ATM in the branches together with other strategic locations everywhere in Malaysia, account holders can enjoy maximum savings return. At the same time, connect to their accounts for deposit and withdrawal conveniently anytime.

RHB Bank sees that more people tend to make purchases online in comparison with using cash nowadays. Based on the data collected, it is discovered that more online users would instead purchase by using credit cards. Due to this fact, the Bank renders it essential to serve the customers better by giving credit card facilities with marvellous rewards. Diligent customers who compare credit cards cautiously know that RHB’s interest rate is among the lowest.

RHB Bank

Feeling the need to narrow the gap between demand and supply, RHB Bank goes further, and they have begun offering credit card services with numerous benefits as opposed to other banks, such as cashback reward for cardholders. At the same time, they buy more using a credit card.

Despite that, RHB Bank recognizes the undeniable fact that promoting credit cards and savings accounts aren’t enough. Presently, acquiring assets which includes cars and real estate will require almost all people to apply for a good loan scheme. Thus, RHB has reformulated its loan structure as a way to give the lowest interest rate possible for numerous kinds of loans. Plus, insurance services, unit trust, along with financial investment may also be made.

For businesses, RHB Bank is providing excellent banking solutions. Application for commercial loans in addition to corporate and investment banking are amongst the many types of services made available. For interested partners, they may also subscribe to the Bank’s asset management services.

There is always one particular category of customers that could reap the most advantages from this: the SMEs. The services made available by RHB Bank will likely make it possible for them to get more capital to develop their business by creating a loan application. Alternatively, SMEs within the e-commerce industry could also sign up for RHB’s reliable retail solutions.

Notwithstanding, the bank has not lost attention on Shariah-compliant financial instruments. This can be mostly as a consequence of high demand by the general public in Malaysia. That being said, banking facilities that adhere to the minimum Syariah requirement which include Islamic treasury, Islamic corporate banking, unit trust, and wealth management services are now being put forward.

In 2016, the Bank had been able to boost the growth of its annual brand value by 24%, which automatically makes them the fourth fastest-growing banking industry player in Malaysia. While they anticipate the upcoming year’s financial market potential, RHB Bank with SME loan Malaysia has begun strategizing to develop more successful campaigns in the future.